GlobeHopper Senior - Travel Health Insurance

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While doing research to purchase visitors insurance, you may come across many plans. Two travel medical insurance plans may look similar: .

Even though both the travel medical insurance plans would work for anyone visiting United States, there are certain differences that would be important to understand in order to make an educated decision.

If you prefer an explanation of how these benefits or specific coverage could work, please contact our office and we will explain to you in further detail.

All amounts are in U.S. dollars.

Routine physicals and vision (eyeglasses, etc.) are not covered in any of the plans.

Note: For all Comprehensive Coverage Plans, benefits are the same regardless of the policy maximum unlike Fixed Coverage Plans.

The information below is a quick comparison of the plans you selected to compare. The quick comparison is comprised of coverages considered important and popular by our customers. You can use the quick comparison to easily narrow your plan search to plans deemed suitable for your needs.

This information should be used as a guide only, you should not make decisions solely using this information. If you prefer an explanation of how these benefits or specific coverage could work, please contact our office and we will explain to you in further detail.

If you have any concerns, doubts or questions, please refer to the specific policy details for complete information as it is not possible to accurately represent all the following details concisely. If there is any discrepancy between this comparison and the actual policy details, the policy details will prevail.

All amounts are in U.S. dollars.

Routine physicals and vision (eyeglasses, etc.) are not covered in any of the plans.

Note: For all Comprehensive Coverage Plans, benefits are the same regardless of the policy maximum unlike Fixed Coverage Plans.

The information below is an overview of the benefits included in this plan and is provided to you as an aid to help you familiarize yourself with the benefits. This information is a high-level overview of the given plans coverages. Please use this information as a guide only and do not make any decisions solely based on this information.

If you prefer an explanation of how these benefits or specific coverage could work, please contact our office and we will explain to you in further detail.

If you have any concerns, doubts or questions, please refer to the specific policy details for complete information as it is not possible to accurately represent all the following details concisely. If there is any discrepancy between this comparison and the actual policy details, the policy details will prevail.

All amounts are in U.S. dollars.

Routine physicals and vision (eyeglasses, etc.) are not covered in any of the plans.

Note: For all Comprehensive Coverage Plans, benefits are the same regardless of the policy maximum unlike Fixed Coverage Plans.

General

GlobeHopper Senior Single-Trip
Comprehensive
Después del deducible, paga 100% al máximo de poliza.

Medical - Outpatient

Al máximo de póliza
Visita médica virtual incluida. Consulta Teladoc opcional.
Al máximo de póliza
Al máximo de póliza Deducible adicional de $250 por una enfermedad que no resulta en admisión hospitalaria.
Al máximo de póliza, suministro de 90 días por receta.
Al máximo de póliza
Al máximo de póliza
Al máximo de póliza
20% de cargo del cirujano primario. Sin cobertura de disponibilidad en espera.
Al máximo de póliza
-

Medical - Inpatient

Al máximo de póliza, habitación semi-privada promedio incluyendo servicios de enfermería.
Al máximo de póliza
Al máximo de póliza
Al máximo de póliza
20% de cargo del cirujano primario. Sin cobertura de disponibilidad en espera.
Al máximo de póliza
Al máximo de póliza
Al máximo de póliza

Medical - Other Treatment And Services

6 meses
Igual que cualquier otro gasto médico elegible
Cama básica estándar de hospital y/o alquiler de silla de ruedas estándar
-
-
$5,000
-
-
Al máximo de póliza Debe solicitarse por adelantado por el médico.
None
Yes
Una recurrencia repentina e inesperada de una condición preexistente solamente: $2,500. Evacuación médica hasta $25,000
-
Incluido

Life

$25,000
$100,000 por persona. Máximo $200,000 por familia.

Plan Features

Antes de la fecha de vigencia, reembolso total. Después de la fecha de vigencia, el reembolso prorrateado menos la tarifa de cancelación de $50 siempre y cuando no se hayan presentado reclamos desde la fecha de vigencia.
5 día mínimo hasta 12 meses máximo
$0
$0
Evacuación política: $50,000 Evacuación de desastres naturales: $5,000 Batería criminal: $10,000
Correo Electrónico
Anual
$0 65-110
$100 65-110
$250 65-110
$500 65-110
$1,000 65-110
$2,500 65-110
Máximo De Por Vida
$50,000 65-110
$100,000 65-110
$500,000 65-79
$1,000,000 65-79
International Medical Group (IMG)
SiriusPoint Specialty Insurance Corporation

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  • Home country for IMG (Patriot products, Visitors Care, Visitors Protect), WorldTrips (Atlas, VisitorSecure), and Global Underwriters (Diplomat America, Diplomat Long Term, Diplomat International) - The country where an insured person(s) has his/her true, fixed and permanent home and principal establishment.
  • Home country for Azimuth Risk Solutions (Beacon products) - If you are a U.S. citizen, your home country is the United States, regardless of the location of your principal residence. If you are not a U.S. citizen, your home country is where you principally reside and receive regular mail.
  • For medical benefits, to policy maximum, refer to the Usual, Reasonable and Customary Charges. Deductible and coinsurance apply, unless otherwise noted.
  • Coverages shown are per person unless noted otherwise.
  • The dash (-) in the fields above means Not Applicable (N/A).

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