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I have afib. Has been treated for 10 plus years. It is stable. I have yearly medicals and no change to my meds for the past three years. Am I covered if I have an episode related to this condition? thks
All plans on the market are going to cover new injuries and illnesses that manifest after the effective date of the policy. There is not a single plan on the market that will cover things such as pre-existing conditions, preventative care or routine maintenance. There is a benefit available in some plans that could serve as beneficial for you in the case of a sudden or unexpected emergency, due to a pre-existing condition. The benefit is called the Acute Onset of Pre-Existing Conditions and is available in numerous plan you may view on our website. In order for something to fall under this benefit it must meet its definition. You may read more about it here.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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