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I have type 2 diabetes and high BP since the last 15 years. Both are under control with medication, exercise and diet control. Will this be treated as chronic condition?
If something occurs that has to do with a pre-existing condition, the only way it could be covered under any plan on the market would be if it fell under the acute onset benefit. You can read more about the benefit here. At the time of the claim the claims department will review the attending physician notes and lab results to make the determination of if it is an eligible expense or not. Should you have additional question you may call our office (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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