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Hi,I saw that my policy has a well visit benefit. But it says it needs to be within 21 days of purchase. Now my policy is at 29 days and just renewed. Do I need to let the coverage lapse and buy new to get the regular health check up/well doctor visit benefit? If I do lapse the coverage to get the benefit, will this cause any problem(s)?
The wellness visit benefit available in the Safe Travels USA Cost Saver plan. The benefit can allow up to $125 for the well visit as long as it follows the protocol and instructions listed. It would be recommended to continue your active coverage and pay out of pocket for the well visit if you are needing it. However, if you wish to cancel the coverage and repurchase, you may do so as well. Keep in mind the plans will only offer the coverage for the new illnesses and injuries that are contracted after the effective date. The plans exclude the coverage for pre-existing conditions, preventative and routine care. Should anything currently be going on and you were to cancel the coverage and repurchase, it would not allow coverage for the things going on under the current coverage. Should you have additional questions or need further assistance please let us know. You may also call our office at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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