GlobeHopper Senior - Travel Health Insurance

While doing research to purchase visitors insurance, you may come across many plans. Two travel medical insurance plans may look similar: .

Even though both the travel medical insurance plans would work for anyone visiting United States, there are certain differences that would be important to understand in order to make an educated decision.

If you prefer an explanation of how these benefits or specific coverage could work, please contact our office and we will explain to you in further detail.

All amounts are in U.S. dollars.

Routine physicals and vision (eyeglasses, etc.) are not covered in any of the plans.

Note: For all Comprehensive Coverage Plans, benefits are the same regardless of the policy maximum unlike Fixed Coverage Plans.

The information below is a quick comparison of the plans you selected to compare. The quick comparison is comprised of coverages considered important and popular by our customers. You can use the quick comparison to easily narrow your plan search to plans deemed suitable for your needs.

This information should be used as a guide only, you should not make decisions solely using this information. If you prefer an explanation of how these benefits or specific coverage could work, please contact our office and we will explain to you in further detail.

If you have any concerns, doubts or questions, please refer to the specific policy details for complete information as it is not possible to accurately represent all the following details concisely. If there is any discrepancy between this comparison and the actual policy details, the policy details will prevail.

All amounts are in U.S. dollars.

Routine physicals and vision (eyeglasses, etc.) are not covered in any of the plans.

Note: For all Comprehensive Coverage Plans, benefits are the same regardless of the policy maximum unlike Fixed Coverage Plans.

The information below is an overview of the benefits included in this plan and is provided to you as an aid to help you familiarize yourself with the benefits. This information is a high-level overview of the given plans coverages. Please use this information as a guide only and do not make any decisions solely based on this information.

If you prefer an explanation of how these benefits or specific coverage could work, please contact our office and we will explain to you in further detail.

If you have any concerns, doubts or questions, please refer to the specific policy details for complete information as it is not possible to accurately represent all the following details concisely. If there is any discrepancy between this comparison and the actual policy details, the policy details will prevail.

All amounts are in U.S. dollars.

Routine physicals and vision (eyeglasses, etc.) are not covered in any of the plans.

Note: For all Comprehensive Coverage Plans, benefits are the same regardless of the policy maximum unlike Fixed Coverage Plans.

General

GlobeHopper Senior Single-Trip
Comprehensive
自付额后,保险支付100%至最高保额。

Medical - Outpatient

至最高保额
包括虚拟医生访问。 可选Teladoc咨询。
至最高保额
至最高保额 生病但未住院,您额外支付$250自付额
至最高保额, 每次最多提供90天的处方药。
至最高保额
至最高保额
至最高保额
主刀医生费用的20%,不包括旁站医生。
至最高保额
-

Medical - Inpatient

至最高保额, 普通双人病房且包括护理服务。
至最高保额
至最高保额
至最高保额
主刀医生费用的20%,不包括旁站医生。
至最高保额
至最高保额
至最高保额

Medical - Other Treatment And Services

6 个月
与其它符合要求的医疗费用相同
标准基础医院病床和/或标准基础轮椅
-
-
$5,000
-
-
至最高保额
None
Yes
仅限已有病症突然,意外复发:医疗$2,500。医疗运送最多$25,000
-
包括

Life

$25,000
每个人$100,000。每个家庭最高 $200,000。

Plan Features

保险生效前, 全额退款。 保险生效后, 只要无任何理赔记录就可以按比例退款并减去$50取消费。
最少5天最多12个月
$0
$0
政乱转移: $50,000 自然灾害转移: $5,000 重罪伤害: $10,000
电子邮件
年度
$0 65-110
$100 65-110
$250 65-110
$500 65-110
$1,000 65-110
$2,500 65-110
终生最高保额
$50,000 65-110
$100,000 65-110
$500,000 65-79
$1,000,000 65-79
International Medical Group (IMG)
SiriusPoint Specialty Insurance Corporation

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  • Home country for IMG (Patriot products, Visitors Care, Visitors Protect), WorldTrips (Atlas, VisitorSecure), and Global Underwriters (Diplomat America, Diplomat Long Term, Diplomat International) - The country where an insured person(s) has his/her true, fixed and permanent home and principal establishment.
  • Home country for Azimuth Risk Solutions (Beacon products) - If you are a U.S. citizen, your home country is the United States, regardless of the location of your principal residence. If you are not a U.S. citizen, your home country is where you principally reside and receive regular mail.
  • For medical benefits, to policy maximum, refer to the Usual, Reasonable and Customary Charges. Deductible and coinsurance apply, unless otherwise noted.
  • Coverages shown are per person unless noted otherwise.
  • The dash (-) in the fields above means Not Applicable (N/A).

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