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My son is on OPT (optional Professional Training) Visa in California, USA. If me or my wife visit USA to see him, and want to go through Knee Surgery (TKR), if it will be covered by Travel Insurance? How much will be premium fr this insurance?If travel insurance don't cover it, then which kind of insurance will cover it and what cost we will have to bear?
Thank you for contacting Insubuy for your insurance needs. All the plans on the market for visitors are designed to cover the new illnesses or injuries that manifest in the body after the effective date of the policy. They will exclude the coverage for pre-existing conditions, preventative or routine care. The expected knee surgery would not be covered under any plan on the market, but you may purchase a Visitor Medical Insurance plan to protect yourself from the new, unexpected things.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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