Ask Our Specialists
My son is in usa & studying since last more than one year, we propose to visit him in Cleveland,We need insurance for any medical contingency which may occur during visit We have no preexisting disease.myself & my wife will be travelling, You have many policies,please advice which policy is useful for us. Cost effective . Travel for about one month My age 57 years + My wife 52+ We want cashless insurance. Please advice& help.
There are two different types of plans on the market; fixed plans and comprehensive plans.
Fixed Coverage plans will provide fixed amounts according to a "Schedule of Benefits". They will provide up to a certain dollar amount, which means a majority of the cost will come from your pocket, rather than the plan.
Comprehensive plans will pay a percentage, anywhere from 75%-100%. Similar to what you see in domestic insurance plans, as far as coinsurance goes.
All plans on the market are going to cover new injuries and illnesses that manifest after the effective date of the policy. There is not a single plan on the market that will cover things such as pre-existing conditions, preventative care or routine maintenance.
You may quote the plans here. Some best sellers include Atlas America and Safe Travels USA Comprehensive. Should you have additional questions or need further assistance please let us know.
Can't find answers to your questions?
Ask our specialists - Licensed and experienced insurance professionals in the U.S.
DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Search Questions and Get Answers
Type your question or hashtag below or Ask a Question
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from us?
One stop shop.
Instant Quotes & Purchase for Student, Travel & Visitors Insurance.